Florida Health Insurance: Take Advantage Of The Internet’s Price Transparency

Florida insurance companies are now feeling the effects of the increased price transparency that the Internet brings. Now longer is it a process of days or even weeks to obtain multiple insurance quotes from top Florida insurance companies. The simplest and most efficient way to obtain insurance in Florida is simply to make the top insurance companies in the state (Golden Rule/United Healthcare, Aetna, and Humana) compete for your business!

If you cringe at the thought of a United Healthcare , an Aetna , and a Humana all clustering around you amongst a swarm of other Florida insurance agents and trying to push their company’s upon you then read on; for insurance shopping on the Internet has simplified everything. There are numerous Florida insurance websites that offer Florida insurance quotes but there are quite a few very important distinctions between the different types.

There are two main types of websites that offer Florida insurance quotes to Florida insurance shoppers: Marketing Organizations and Insurance Agencies.

Marketing Organizations do not sell insurance, are not regulated by any insurance department, and generally have no knowledge whatsoever concerning Florida insurance. However, they can offer consumers a somewhat appealing service. How can they assist in purchasing insurance?

They act as a middleman between Florida insurance shoppers and Florida insurance agents. When Mrs. Smith in Tampa, FL requests a insurance quote then the marketing company sells her information as a lead to 5 or more Florida insurance agents.

Ignoring the privacy issues and the issue of the qualifications of the insurance agents that will be purchasing your information there is the larger and more practical issue of do you really want to have 5+ insurance agents aggressively seeking your business?

Imagine that each insurance is taught in their sales training to call you at least 5 times and email you at least 3 times before “giving up” on you as an insurance prospect: that means that you have received 25 phone calls and 15 emails from various insurance agents!

The second type of website that offers Florida insurance quotes is the website that is run by an insurance agency (note that it is very important to find only an independent Florida insurance agency – meaning an agency that is not tied to working with only one insurance company but can show you insurance quotes from all of the top Florida insurance companies. This is also why we will ignore the quasi third group of websites that offer Florida insurance quotes: the insurance carrier websites themselves. These can be a good service but very time consuming. There is a better way to shop for Florida insurance. Read on-).

Most independent insurance agency websites offer a feature that will allow you to request Florida insurance quotes. However, there is a much better way to shop for Florida insurance! Rather than waiting for your request for insurance quotes to be filled; look for a website that offers instant and LIVE Florida insurance quotes from top Florida insurance companies.

With instant LIVE Florida insurance quotes you have the best of both worlds: you receive the benefits of competitive pricing by viewing the top Florida insurance companies quotes side by side (the strong point of the marketing organization website model) as well as personal, expert help (the strong point of the insurance agency website model). Not to mention the added benefit of viewing the insurance quotes from the different insurance companies in the same format – enabling easy side by side comparisons of benefits. This allows for a true “apples to apples” comparison.

View up to 20 LIVE Florida insurance quotes from top Florida insurance companies like Aetna, Humana and Golden Rule/United Healthcare all in less than 20 seconds! View LIVE Florida insurance quotes now and take advantage of the Internet’s price transparency!